:root {
  --paper: #F3F6F4;
  --surface: #FFFFFF;
  --ink: #1F2A2E;
  --ink-soft: #52626A;
  --line: #DCE3E0;
  --still: #C9D3D8;
  --still-ink: #5F7480;
  --move: #2F8F7A;
  --move-tint: #DCEFE8;
  --loss: #B5546B;
  --loss-tint: #F6E3E7;
  --warn-tint: #FBF1DA;
  --focus: #2F6F8F;
  --radius-panel: 22px;
  --radius-input: 10px;
  --measure: 68ch;
  --display: 'Bricolage Grotesque', 'Public Sans', system-ui, sans-serif;
  --body: 'Public Sans', system-ui, -apple-system, sans-serif;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --paper: #141B1E; --surface: #1B2427; --ink: #E6EEEB; --ink-soft: #A3B3B8;
    --line: #2C383C; --still: #3A4A51; --still-ink: #9FB2BC; --move: #5CC2A8;
    --move-tint: #193A33; --loss: #E08A9E; --loss-tint: #3A2228; --warn-tint: #3A321E; --focus: #7DB9D6;
  }
}
:root[data-theme="dark"] {
  --paper: #141B1E; --surface: #1B2427; --ink: #E6EEEB; --ink-soft: #A3B3B8;
  --line: #2C383C; --still: #3A4A51; --still-ink: #9FB2BC; --move: #5CC2A8;
  --move-tint: #193A33; --loss: #E08A9E; --loss-tint: #3A2228; --warn-tint: #3A321E; --focus: #7DB9D6;
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0; background: var(--paper); color: var(--ink);
  font: 400 17px/1.6 var(--body);
  font-variant-numeric: tabular-nums;
}
a { color: inherit; text-decoration-color: var(--move); text-underline-offset: 3px; }
a:hover { color: var(--move); }
:focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; border-radius: 4px; }

.wrap { max-width: 1080px; margin: 0 auto; padding: 0 16px; }
@media (min-width: 720px) { .wrap { padding: 0 32px; } }

/* Header */
.top { display: flex; align-items: center; justify-content: space-between; gap: 16px; padding: 22px 0; }
.brand { font: 700 20px/1 var(--display); letter-spacing: -0.01em; text-decoration: none; display: flex; align-items: center; gap: 10px; }
.brand-mark { width: 26px; height: 26px; flex: none; }
.top nav { display: flex; gap: 20px; font-size: 15px; }
@media (max-width: 519px) { .top nav { gap: 14px; font-size: 14px; } .top nav a:last-child { display: none; } }
.top nav a { text-decoration: none; color: var(--ink-soft); }
.top nav a:hover { color: var(--ink); }

.preview-note {
  background: var(--warn-tint); border-radius: 12px; padding: 12px 16px; margin: 0 0 20px;
  font-size: 15px; color: var(--ink);
}

/* Hero: the sentence calculator */
.calc {
  background: var(--surface); border-radius: var(--radius-panel);
  padding: 28px 20px 26px; margin: 8px 0 56px;
  box-shadow: 0 1px 0 var(--line), 0 18px 40px -28px rgba(31, 42, 46, .35);
}
@media (min-width: 720px) { .calc { padding: 44px 48px 40px; } }
.calc .calc-title { font: 600 15px/1.4 var(--body); color: var(--ink-soft); margin: 0 0 18px; }

.sentence {
  font: 500 clamp(26px, 4.4vw, 46px)/1.32 var(--display);
  letter-spacing: -0.02em; margin: 0; max-width: 24ch;
}
.sentence p { margin: 0 0 6px; }
.slot {
  font: inherit; color: var(--ink); background: transparent;
  border: 0; border-bottom: 3px solid var(--ink); border-radius: 0;
  padding: 0 2px; margin: 0; min-width: 2ch;
  -webkit-appearance: none; appearance: none; cursor: pointer;
}
.slot:hover { border-bottom-color: var(--move); }
.slot:focus-visible { outline-offset: 4px; }
input.slot { cursor: text; }
.slot-money { width: 8.4ch; }
select.slot { field-sizing: content; width: auto; padding-right: 1.1ch; background-image: linear-gradient(45deg, transparent 50%, currentColor 50%), linear-gradient(135deg, currentColor 50%, transparent 50%); background-size: .32em .32em; background-position: calc(100% - .5em) 58%, calc(100% - .18em) 58%; background-repeat: no-repeat; padding-right: 1.4em; max-width: 100%; }
.amt-still { color: var(--still-ink); }
.amt-move { color: var(--move); }
.custom-rate { display: none; font: 400 16px/1.4 var(--body); margin-top: 10px; }
.custom-rate.on { display: block; }
.custom-rate input { font: inherit; width: 6ch; border: 1px solid var(--line); border-radius: var(--radius-input); padding: 4px 8px; background: var(--paper); color: var(--ink); }

/* Bars */
.bars { margin: 30px 0 10px; display: grid; gap: 10px; max-width: 760px; }
.bar-row { display: grid; grid-template-columns: 9.5em 1fr; align-items: center; gap: 12px; font-size: 15px; }
.bar-track { height: 18px; border-radius: 9px; background: var(--paper); overflow: hidden; }
.bar { height: 100%; border-radius: 9px; width: 0; transition: width .5s cubic-bezier(.2,.7,.2,1); }
.bar.still { background: var(--still); min-width: 4px; }
.bar.move { background: var(--move); }
@media (prefers-reduced-motion: reduce) { .bar { transition: none; } }

.gap-line {
  margin: 22px 0 0; padding-top: 20px; border-top: 1px solid var(--line);
  display: flex; flex-wrap: wrap; align-items: baseline; gap: 6px 14px;
}
.gap-number { font: 700 clamp(30px, 5vw, 52px)/1 var(--display); color: var(--loss); letter-spacing: -0.02em; }
.gap-label { color: var(--ink-soft); max-width: 46ch; }

.tax {
  margin-top: 18px; font-size: 15px; color: var(--ink-soft);
  display: flex; flex-wrap: wrap; gap: 8px 18px; align-items: center;
}
.tax label { display: inline-flex; align-items: center; gap: 8px; }
.tax select, .tax input {
  font: 500 15px var(--body); color: var(--ink); background: var(--paper);
  border: 1px solid var(--line); border-radius: var(--radius-input); padding: 6px 8px;
}
.tax input { width: 5.5ch; }
.fine { font-size: 13.5px; color: var(--ink-soft); margin: 14px 0 0; max-width: var(--measure); }

/* Sections */
section { margin: 0 0 64px; }
h2 { font: 650 clamp(24px, 3vw, 32px)/1.2 var(--display); letter-spacing: -0.015em; margin: 0 0 10px; }
.lede { color: var(--ink-soft); max-width: var(--measure); margin: 0 0 22px; }

/* Board */
.board-wrap { overflow-x: auto; border-radius: 16px; background: var(--surface); box-shadow: 0 1px 0 var(--line); }
table { border-collapse: collapse; width: 100%; font-size: 15.5px; table-layout: fixed; }
col.c-broker { width: 27%; } col.c-rate { width: 14%; } col.c-num { width: 13%; } col.c-move { width: 33%; }
@media (max-width: 719px) {
  .board-wrap { background: transparent; box-shadow: none; overflow: visible; }
  table, thead, tbody, tr, td { display: block; width: 100%; }
  thead, colgroup { display: none; }
  tbody tr { background: var(--surface); border-radius: 16px; padding: 14px 16px; margin-bottom: 12px; box-shadow: 0 1px 0 var(--line); }
  tbody tr + tr td { border-top: 0; }
  td { padding: 4px 0; }
  td.num { text-align: left; display: flex; justify-content: space-between; gap: 12px; align-items: baseline; }
  td.num::before { content: attr(data-label); color: var(--ink-soft); font-size: 14px; }
  td.num .sub { display: none; }
  td.move { color: var(--ink-soft); font-size: 14.5px; margin-top: 6px; }
}
th, td { text-align: left; padding: 14px 16px; vertical-align: top; }
thead th { font: 600 13.5px/1.3 var(--body); color: var(--ink-soft); border-bottom: 1px solid var(--line); }
tbody tr + tr td { border-top: 1px solid var(--line); }
td.num { text-align: right; white-space: nowrap; }
th.num { text-align: right; }
.rate-pill { display: inline-block; padding: 2px 10px; border-radius: 999px; font-weight: 600; }
.rate-low { background: var(--loss-tint); color: var(--loss); }
.rate-mid { background: var(--warn-tint); }
.rate-ok { background: var(--move-tint); color: var(--move); }
.broker { font-weight: 600; }
.sub { display: block; color: var(--ink-soft); font-size: 13.5px; font-weight: 400; }
.unverified { display: inline-block; margin-top: 4px; font-size: 12.5px; color: var(--ink-soft); background: var(--warn-tint); border-radius: 6px; padding: 1px 7px; }

/* Method */
.method { display: grid; gap: 28px; }
@media (min-width: 860px) { .method { grid-template-columns: 1fr 1fr 1fr; } }
.method h3 { font: 600 18px/1.3 var(--display); margin: 0 0 6px; }
.method p { margin: 0; color: var(--ink-soft); font-size: 15.5px; }

/* Signup */
.signup { background: var(--move-tint); border-radius: var(--radius-panel); padding: 28px 20px; }
@media (min-width: 720px) { .signup { padding: 36px 44px; } }
.signup form { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 16px; max-width: 520px; }
.signup input[type=email] {
  flex: 1 1 240px; font: 400 16px var(--body); padding: 12px 14px;
  border: 1px solid var(--line); border-radius: var(--radius-input); background: var(--surface); color: var(--ink);
}
.btn {
  font: 600 16px var(--body); padding: 12px 20px; border: 0; border-radius: var(--radius-input);
  background: var(--ink); color: var(--paper); cursor: pointer;
}
.btn:hover { background: var(--move); }
.form-msg { width: 100%; margin: 4px 0 0; font-size: 14.5px; min-height: 1.4em; }

footer { border-top: 1px solid var(--line); padding: 28px 0 48px; color: var(--ink-soft); font-size: 14px; }
footer p { margin: 0 0 8px; max-width: var(--measure); }
td.num .sub { white-space: normal; }
.source { display: inline-block; margin-top: 4px; font-size: 12.5px; color: var(--move); }

/* Page titles and form calculators */
.page-title { font: 650 clamp(30px,4.5vw,44px)/1.15 var(--display); letter-spacing: -.02em; margin: 0 0 12px; max-width: 24ch; }
.form-calc { margin-bottom: 40px; }
.field-row { display: flex; flex-wrap: wrap; gap: 14px 22px; align-items: flex-end; margin-bottom: 14px; }
.field-row label, fieldset label { display: flex; flex-direction: column; gap: 6px; font-size: 14.5px; color: var(--ink-soft); }
.field-row.checks { gap: 10px 24px; }
label.check { flex-direction: row; align-items: center; gap: 8px; color: var(--ink); font-size: 15px; display: flex; }
label.check input { width: 18px; height: 18px; accent-color: var(--move); }
.money-input, .pct-input { display: inline-flex; align-items: center; gap: 4px; font: 500 17px var(--body); color: var(--ink); }
.form-calc input[inputmode], .form-calc select {
  font: 500 17px var(--body); color: var(--ink); background: var(--paper);
  border: 1px solid var(--line); border-radius: var(--radius-input); padding: 8px 10px;
}
.money-input input { width: 9.5ch; }
.pct-input input { width: 5.5ch; }
.field-row.custom { margin-top: 18px; padding-top: 16px; border-top: 1px solid var(--line); color: var(--ink-soft); font-size: 15px; }
.at-summary { font: 600 clamp(19px,2.4vw,24px)/1.35 var(--display); margin: 8px 0 16px; max-width: 46ch; }
tr.best td { background: var(--move-tint); }
.owners { display: grid; gap: 16px; margin: 16px 0; }
@media (min-width: 860px) { .owners { grid-template-columns: 1fr 1fr; } }
fieldset { border: 1px solid var(--line); border-radius: 14px; padding: 14px 16px 16px; margin: 0; display: grid; gap: 12px; }
fieldset[hidden] { display: none; }
legend { font: 600 15px var(--display); padding: 0 6px; color: var(--ink); }
.fdic-result { justify-content: space-between; }
.amt-move-big { color: var(--move); }
#f-uninsured-wrap.all-clear .gap-number { color: var(--move); }
.tips-title { font-size: 20px; margin: 24px 0 8px; }
.tips { margin: 0; padding-left: 20px; max-width: var(--measure); color: var(--ink); }
.tips li { margin-bottom: 8px; }
@media (max-width: 719px) { .top { flex-wrap: wrap; } .top nav { width: 100%; } }
@media (max-width: 519px) { .top nav a:last-child { display: inline; } }